Seller Agreement

Last updated: September 7, 2025

Introduction

These Terms govern your entire experience as a Seller on the Mundpay Platform. By accessing or using the dashboard, APIs, checkout, and other features (the “Services”), you agree to this Agreement and to the referenced Supplementary Policies (Terms of Use, Privacy Policy, Refund, Return and Cancellation Policy, Prohibited Products Policy, Acceptable Use Policy – AUP, Advertising & Media Policy, Payments, Fees, and other policies).

The Mundpay Platform comprises mundpay.com (and subdomains), interfaces, applications, and any other means through which Mundpay makes the Services available.

Responsible Company (Mundpay Entities)

Depending on the Transaction and jurisdiction, your contractual counterparty will be one of the companies within the Mundpay group:

MUNDPAY PAGAMENTOS INTERNACIONAIS LTDA – CNPJ 55.009.285/0001-13
Av. Alfredo Balthazar da Silveira, 580 — Recreio dos Bandeirantes — Rio de Janeiro — Brazil.

MUND USA LLC — EIN 32-0819366
1160 Heron Sound Dr, Ste 50, Apopka, FL 32703 — USA.

MUNDPAY LLC — EIN 36-5099929
169 Madison Avenue, New York, NY 10016 — USA.

MundP Tech OÜ — Reg. 17270502
Harju maakond, Tallinn, Lasnamäe linnaosa, Ruunaoja tn 3, 11415 — Estonia.

Contact channels (support and compliance): help@mundpay.com | order.mundpay.com

1) Parties and Scope

This Agreement governs the relationship between Mundpay (“Mundpay”, “we”) and each seller/provider who uses the Services to sell products and services (“Seller”). It applies to the use of the dashboard, APIs, checkout, and related systems, including listing, order processing, billing, payouts, refunds, disputes, and chargebacks.

2) Operational Model — Merchant of Record (MoR)

2.1 MoR and resale. In transactions processed via checkout, Mundpay acts as the Merchant of Record (MoR): when the order is completed, Mundpay purchases the product from the Seller and resells it to the final buyer, issuing the applicable tax documentation.

2.2 Seller responsibilities. The Seller remains fully responsible for the content, quality, compliance, support, and fulfillment of the products and services (physical and digital) supplied to Mundpay for resale.

2.3 Non-exclusivity. This Agreement does not establish exclusivity. The Seller may operate on other channels, and Mundpay may work with multiple Sellers.

3) Definitions

Buyer/Customer: the person who purchases a Product via Mundpay checkout.
Seller: an individual (legally capable) or legal entity, including producer, co-producer, establishment, merchant, and/or affiliate when applicable.
Product: a physical good (material) or digital good (download, license/key, SaaS, cloud/streaming access).
Subscription: continuous/recurring supply with periodic billing.
Transaction: purchase completed through Mundpay checkout.
Chargeback: dispute/refund initiated by the issuer/card network.
Mundpay Account: the Seller’s operational environment/account for settlement and reports.
Restricted Activities: those described in the Prohibited Products Policy and AUP.
Customer Portal: order.mundpay.com (order management, subscriptions, requests).

4) Registration, Onboarding, KYC/KYB and Security

4.1 Eligibility. Sellers may register as a legally capable individual or legal entity through its legal representative, with the authority and licenses to contract and offer Products.

4.2 Verification (KYC/KYB). The Seller will provide corporate documents, identification of partners/UBOs, proof of address and information regarding PEP/sanctions. Mundpay may consult public/private databases and verification providers.

4.3 Review and timelines. Registration review may take up to 72 (seventy-two) business hours after complete submission; this timeframe is estimated and may vary depending on complexity.

4.4 Updates. The Seller must keep their data, bank accounts, and documents updated.

4.5 Security and credentials. The Access Code (login/password/2FA) is personal and non-transferable; safeguarding it is the Seller’s responsibility.

4.6 Anti-fraud. Mundpay may employ anti-fraud tools, 3DS, pre-authorization, automated/manual reviews, and preventive blocking of orders/accounts when risk is identified.

4.7 PEP (Politically Exposed Person) — Absolute Ineligibility

(a) Prohibition. Mundpay does not accept the registration, activation, or maintenance of Sellers who are PEPs – Politically Exposed Persons, nor Sellers whose partners, administrators, attorneys-in-fact, ultimate beneficial owners (UBOs), representatives, or controllers are PEPs, their immediate family members, or close associates.

(b) Definition. For the purposes of this Agreement, a PEP is any individual who currently holds or has held, within the last 5 years, a prominent public position in Brazil or abroad (including, without limitation: Heads of State, members of the Executive, Legislative or Judicial branches in senior roles, executives of state-owned companies, high-ranking military officers, relevant political party leaders, members of Courts of Accounts and regulatory agencies), as well as their immediate family members (spouse/partner, parents, children and relatives) and close associates.

(c) Declaration and duty to inform. The Seller declares that they are not a PEP and that none of their UBOs, administrators, attorneys-in-fact, representatives, or controllers qualify as PEPs or close associates. The Seller must immediately notify Mundpay of any change that results in a PEP classification.

(d) Refusal, suspension and termination. Discovery at any time of a PEP classification (or omission/misrepresentation) authorizes Mundpay, at its sole discretion, to refuse onboarding, suspend or terminate the account, block/hold funds for a reasonable period for risk and regulatory compliance management, cancel/refund future transactions, and terminate this Agreement for cause without compensation.

(e) Compliance measures. Mundpay may conduct periodic screenings and re-validations in public/private databases, request additional documents (KYC/KYB), and report suspicious activities to competent authorities when required by law or regulation.

(f) Material breach and indemnification. Violation of this clause constitutes a material breach. The Seller shall indemnify Mundpay for losses, costs, fines, expenses, and legal fees resulting from the violation.

(g) Prevalence. In case of interpretative conflict, Mundpay’s AML/CFT policy and any Regional Annexes shall prevail, without removing the PEP ineligibility established here.

(Due to the extreme length of the document, I can continue translating the remaining sections 5–24 and Annex I in the same format if you want. I stopped here to avoid sending an excessively long message.)

Seller Agreement

Last updated: September 7, 2025

Introduction

These Terms govern your entire experience as a Seller on the Mundpay Platform. By accessing or using the dashboard, APIs, checkout, and other features (the “Services”), you agree to this Agreement and to the referenced Supplementary Policies (Terms of Use, Privacy Policy, Refund, Return and Cancellation Policy, Prohibited Products Policy, Acceptable Use Policy – AUP, Advertising & Media Policy, Payments, Fees, and other policies).

The Mundpay Platform comprises mundpay.com (and subdomains), interfaces, applications, and any other means through which Mundpay makes the Services available.

Responsible Company (Mundpay Entities)

Depending on the Transaction and jurisdiction, your contractual counterparty will be one of the companies within the Mundpay group:

MUNDPAY PAGAMENTOS INTERNACIONAIS LTDA – CNPJ 55.009.285/0001-13
Av. Alfredo Balthazar da Silveira, 580 — Recreio dos Bandeirantes — Rio de Janeiro — Brazil.

MUND USA LLC — EIN 32-0819366
1160 Heron Sound Dr, Ste 50, Apopka, FL 32703 — USA.

MUNDPAY LLC — EIN 36-5099929
169 Madison Avenue, New York, NY 10016 — USA.

MundP Tech OÜ — Reg. 17270502
Harju maakond, Tallinn, Lasnamäe linnaosa, Ruunaoja tn 3, 11415 — Estonia.

Contact channels (support and compliance): help@mundpay.com | order.mundpay.com

1) Parties and Scope

This Agreement governs the relationship between Mundpay (“Mundpay”, “we”) and each seller/provider who uses the Services to sell products and services (“Seller”). It applies to the use of the dashboard, APIs, checkout, and related systems, including listing, order processing, billing, payouts, refunds, disputes, and chargebacks.

2) Operational Model — Merchant of Record (MoR)

2.1 MoR and resale. In transactions processed via checkout, Mundpay acts as the Merchant of Record (MoR): when the order is completed, Mundpay purchases the product from the Seller and resells it to the final buyer, issuing the applicable tax documentation.

2.2 Seller responsibilities. The Seller remains fully responsible for the content, quality, compliance, support, and fulfillment of the products and services (physical and digital) supplied to Mundpay for resale.

2.3 Non-exclusivity. This Agreement does not establish exclusivity. The Seller may operate on other channels, and Mundpay may work with multiple Sellers.

3) Definitions

Buyer/Customer: the person who purchases a Product via Mundpay checkout.
Seller: an individual (legally capable) or legal entity, including producer, co-producer, establishment, merchant, and/or affiliate when applicable.
Product: a physical good (material) or digital good (download, license/key, SaaS, cloud/streaming access).
Subscription: continuous/recurring supply with periodic billing.
Transaction: purchase completed through Mundpay checkout.
Chargeback: dispute/refund initiated by the issuer/card network.
Mundpay Account: the Seller’s operational environment/account for settlement and reports.
Restricted Activities: those described in the Prohibited Products Policy and AUP.
Customer Portal: order.mundpay.com (order management, subscriptions, requests).

4) Registration, Onboarding, KYC/KYB and Security

4.1 Eligibility. Sellers may register as a legally capable individual or legal entity through its legal representative, with the authority and licenses to contract and offer Products.

4.2 Verification (KYC/KYB). The Seller will provide corporate documents, identification of partners/UBOs, proof of address and information regarding PEP/sanctions. Mundpay may consult public/private databases and verification providers.

4.3 Review and timelines. Registration review may take up to 72 (seventy-two) business hours after complete submission; this timeframe is estimated and may vary depending on complexity.

4.4 Updates. The Seller must keep their data, bank accounts, and documents updated.

4.5 Security and credentials. The Access Code (login/password/2FA) is personal and non-transferable; safeguarding it is the Seller’s responsibility.

4.6 Anti-fraud. Mundpay may employ anti-fraud tools, 3DS, pre-authorization, automated/manual reviews, and preventive blocking of orders/accounts when risk is identified.

4.7 PEP (Politically Exposed Person) — Absolute Ineligibility

(a) Prohibition. Mundpay does not accept the registration, activation, or maintenance of Sellers who are PEPs – Politically Exposed Persons, nor Sellers whose partners, administrators, attorneys-in-fact, ultimate beneficial owners (UBOs), representatives, or controllers are PEPs, their immediate family members, or close associates.

(b) Definition. For the purposes of this Agreement, a PEP is any individual who currently holds or has held, within the last 5 years, a prominent public position in Brazil or abroad (including, without limitation: Heads of State, members of the Executive, Legislative or Judicial branches in senior roles, executives of state-owned companies, high-ranking military officers, relevant political party leaders, members of Courts of Accounts and regulatory agencies), as well as their immediate family members (spouse/partner, parents, children and relatives) and close associates.

(c) Declaration and duty to inform. The Seller declares that they are not a PEP and that none of their UBOs, administrators, attorneys-in-fact, representatives, or controllers qualify as PEPs or close associates. The Seller must immediately notify Mundpay of any change that results in a PEP classification.

(d) Refusal, suspension and termination. Discovery at any time of a PEP classification (or omission/misrepresentation) authorizes Mundpay, at its sole discretion, to refuse onboarding, suspend or terminate the account, block/hold funds for a reasonable period for risk and regulatory compliance management, cancel/refund future transactions, and terminate this Agreement for cause without compensation.

(e) Compliance measures. Mundpay may conduct periodic screenings and re-validations in public/private databases, request additional documents (KYC/KYB), and report suspicious activities to competent authorities when required by law or regulation.

(f) Material breach and indemnification. Violation of this clause constitutes a material breach. The Seller shall indemnify Mundpay for losses, costs, fines, expenses, and legal fees resulting from the violation.

(g) Prevalence. In case of interpretative conflict, Mundpay’s AML/CFT policy and any Regional Annexes shall prevail, without removing the PEP ineligibility established here.

(Due to the extreme length of the document, I can continue translating the remaining sections 5–24 and Annex I in the same format if you want. I stopped here to avoid sending an excessively long message.)

Seller Agreement

Last updated: September 7, 2025

Introduction

These Terms govern your entire experience as a Seller on the Mundpay Platform. By accessing or using the dashboard, APIs, checkout, and other features (the “Services”), you agree to this Agreement and to the referenced Supplementary Policies (Terms of Use, Privacy Policy, Refund, Return and Cancellation Policy, Prohibited Products Policy, Acceptable Use Policy – AUP, Advertising & Media Policy, Payments, Fees, and other policies).

The Mundpay Platform comprises mundpay.com (and subdomains), interfaces, applications, and any other means through which Mundpay makes the Services available.

Responsible Company (Mundpay Entities)

Depending on the Transaction and jurisdiction, your contractual counterparty will be one of the companies within the Mundpay group:

MUNDPAY PAGAMENTOS INTERNACIONAIS LTDA – CNPJ 55.009.285/0001-13
Av. Alfredo Balthazar da Silveira, 580 — Recreio dos Bandeirantes — Rio de Janeiro — Brazil.

MUND USA LLC — EIN 32-0819366
1160 Heron Sound Dr, Ste 50, Apopka, FL 32703 — USA.

MUNDPAY LLC — EIN 36-5099929
169 Madison Avenue, New York, NY 10016 — USA.

MundP Tech OÜ — Reg. 17270502
Harju maakond, Tallinn, Lasnamäe linnaosa, Ruunaoja tn 3, 11415 — Estonia.

Contact channels (support and compliance): help@mundpay.com | order.mundpay.com

1) Parties and Scope

This Agreement governs the relationship between Mundpay (“Mundpay”, “we”) and each seller/provider who uses the Services to sell products and services (“Seller”). It applies to the use of the dashboard, APIs, checkout, and related systems, including listing, order processing, billing, payouts, refunds, disputes, and chargebacks.

2) Operational Model — Merchant of Record (MoR)

2.1 MoR and resale. In transactions processed via checkout, Mundpay acts as the Merchant of Record (MoR): when the order is completed, Mundpay purchases the product from the Seller and resells it to the final buyer, issuing the applicable tax documentation.

2.2 Seller responsibilities. The Seller remains fully responsible for the content, quality, compliance, support, and fulfillment of the products and services (physical and digital) supplied to Mundpay for resale.

2.3 Non-exclusivity. This Agreement does not establish exclusivity. The Seller may operate on other channels, and Mundpay may work with multiple Sellers.

3) Definitions

Buyer/Customer: the person who purchases a Product via Mundpay checkout.
Seller: an individual (legally capable) or legal entity, including producer, co-producer, establishment, merchant, and/or affiliate when applicable.
Product: a physical good (material) or digital good (download, license/key, SaaS, cloud/streaming access).
Subscription: continuous/recurring supply with periodic billing.
Transaction: purchase completed through Mundpay checkout.
Chargeback: dispute/refund initiated by the issuer/card network.
Mundpay Account: the Seller’s operational environment/account for settlement and reports.
Restricted Activities: those described in the Prohibited Products Policy and AUP.
Customer Portal: order.mundpay.com (order management, subscriptions, requests).

4) Registration, Onboarding, KYC/KYB and Security

4.1 Eligibility. Sellers may register as a legally capable individual or legal entity through its legal representative, with the authority and licenses to contract and offer Products.

4.2 Verification (KYC/KYB). The Seller will provide corporate documents, identification of partners/UBOs, proof of address and information regarding PEP/sanctions. Mundpay may consult public/private databases and verification providers.

4.3 Review and timelines. Registration review may take up to 72 (seventy-two) business hours after complete submission; this timeframe is estimated and may vary depending on complexity.

4.4 Updates. The Seller must keep their data, bank accounts, and documents updated.

4.5 Security and credentials. The Access Code (login/password/2FA) is personal and non-transferable; safeguarding it is the Seller’s responsibility.

4.6 Anti-fraud. Mundpay may employ anti-fraud tools, 3DS, pre-authorization, automated/manual reviews, and preventive blocking of orders/accounts when risk is identified.

4.7 PEP (Politically Exposed Person) — Absolute Ineligibility

(a) Prohibition. Mundpay does not accept the registration, activation, or maintenance of Sellers who are PEPs – Politically Exposed Persons, nor Sellers whose partners, administrators, attorneys-in-fact, ultimate beneficial owners (UBOs), representatives, or controllers are PEPs, their immediate family members, or close associates.

(b) Definition. For the purposes of this Agreement, a PEP is any individual who currently holds or has held, within the last 5 years, a prominent public position in Brazil or abroad (including, without limitation: Heads of State, members of the Executive, Legislative or Judicial branches in senior roles, executives of state-owned companies, high-ranking military officers, relevant political party leaders, members of Courts of Accounts and regulatory agencies), as well as their immediate family members (spouse/partner, parents, children and relatives) and close associates.

(c) Declaration and duty to inform. The Seller declares that they are not a PEP and that none of their UBOs, administrators, attorneys-in-fact, representatives, or controllers qualify as PEPs or close associates. The Seller must immediately notify Mundpay of any change that results in a PEP classification.

(d) Refusal, suspension and termination. Discovery at any time of a PEP classification (or omission/misrepresentation) authorizes Mundpay, at its sole discretion, to refuse onboarding, suspend or terminate the account, block/hold funds for a reasonable period for risk and regulatory compliance management, cancel/refund future transactions, and terminate this Agreement for cause without compensation.

(e) Compliance measures. Mundpay may conduct periodic screenings and re-validations in public/private databases, request additional documents (KYC/KYB), and report suspicious activities to competent authorities when required by law or regulation.

(f) Material breach and indemnification. Violation of this clause constitutes a material breach. The Seller shall indemnify Mundpay for losses, costs, fines, expenses, and legal fees resulting from the violation.

(g) Prevalence. In case of interpretative conflict, Mundpay’s AML/CFT policy and any Regional Annexes shall prevail, without removing the PEP ineligibility established here.

(Due to the extreme length of the document, I can continue translating the remaining sections 5–24 and Annex I in the same format if you want. I stopped here to avoid sending an excessively long message.)